The initial emphasis and personal financial planning is, and should be on the first word, personal.  Every client you deal with his a unique individual and needs and deserves to be treated that way. What makes each person unique and how does that impact rolls a financial planner, obviously, each provides distinctive financial circumstances make him unique, as do his personal goals and priorities.  Thus, as an enrolled agent you want to discuss not only what your clients unique goals are, but also has debt, personal activity, property, and liabilities.It is also important to understand influential factors, the make up your clients personal choices. For example different clients are going have different religious views, country of origin, urban or rule home life. These unique differences, will impact how they save, how they invest, and how they plan for retirement.

Each of these influencers affects all of us to a varying degree and often in surprisingly different ways. For example two old friends and business partner Sam and Abe are children of the Depression. Both of them saw the parents dealt with similar hardships during the 1930s, and as a result, the two friends have very different perspectives on dealing with their own financial good fortune.  As you will find out in the fast forward academy, when discussing how to save or plan for retirement, it is important to not only define your clients unique goals and perspectives, but also his influencers.  For example, an individual who had lost a great deal of money in the stock market previously, maybe too scared to make a financial decision when it comes to investing a large sum of their retirement fortunes.  Thus, it is necessary for you as their trusted adviser, to help them through personal issues that maybe clouding their judgement and together come to a reasonable judgement in how to structure their retirement income.

For tax specialists who are looking to earn more money and become a well respected and trusted professional, you really must become an enrolled agent.  In order to become an enrolled agent, you must pass a three-part exam, which demonstrates your proficiency of the tax code and tax preparation.  One of the best ways to prepare for the exam is to enroll in a software based prep course, like the surgent ea review.  Courses like the surgent ea review, provide you access to over one thousand questions, many of which are going to be very similar, if not identical to questions on the actual test.

Of course, there are traditional classes that you can enroll in, that are offered by a number of community colleges.  And while the classes can be beneficial for those students who have limited to no tax preparation experience, in most cases they are overkill.  Besides the surgent ea review software, there are about a dozen other providers of similar software and coaching courses.  For example, wiseguides ea review provides a very reasonable enrolled agent course, that can most certainly help you pass the exam on your first attempt.  That said, you really want to fully research the various enrolled agent courses, before you put down your hard-earned money.  Not all of the courses and training programs available are created equal, and while one course may cost you a few hundred dollars more, chances are it's going to be more up to date and offer a lot more resources.  And when it comes to preparing for the enrolled agent course, the last thing you want to do is be extremely cheap and get the lowest priced training course.  Another thing to keep in mind is that many providers offer different guarantee's and warranties on their courses, so in the event that you need additional time or you failed the test on your first attempt, depending on which provider you choose could mean the difference between qualifying for your money back or not receiving any refund.